Terms and Conditions
Thank you for your interest in PLA Software, LLC and PLA Operations, LLC (“PLA Software,” “PLA Operations,” “our,” “we,” or “us”). PLA Software and PLA Operations leverage the WealthAbility® brand to sell products and services (“WealthAbility Products”). As such, all Terms and Conditions and Privacy Policies of WealthAbility, LLC (“WealthAbility®”) apply equally to your interactions with PLA Software and PLA Operations.
We provide you (“you” or “your”) with information, goods, services, and access to third-party services through various forms of communication, including phone calls, text messages, emails, paper documents, and our websites (“Website” or “Websites”). By engaging with PLA Software, PLA Operations, or any WealthAbility Products, you acknowledge and agree to be bound by the WealthAbility Terms and Conditions.
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WealthAbility® Terms and Conditions
1. Introduction
Thank you for your interest in WealthAbility, LLC (“WealthAbility®,” “our,” “we,” or “us”). We provide you (“you” or “your”) with information, goods, services, and access to third-party services through various forms of communication, including phone calls, text messages, emails, paper documents, and our websites (“Website” or “Websites”):
www.members.taxfreeformula.com
www.winwinwealthstrategies.com
By using our Websites and services, you agree to these Terms of Use. If you do not agree, please do not use our Websites or communicate with us.
2. License
a) Website Use
WealthAbility® grants you a limited, non-exclusive, non-transferable license to access and use the Websites for personal, non-commercial purposes. You may not:
Scrape, reproduce, redistribute, sell, or create derivative works from our Websites.
Decompile, reverse engineer, or disassemble any Website components.
Circumvent technical measures or interfere with Website functionality.
b) Document Use
You may download, save, and print PDF documents from our Websites for personal, non-commercial purposes. You may not distribute, publish, or create derivative works from these documents.
c) License Termination
Your licenses terminate if you lose access to the Websites for any reason, including site removal or account termination.
3. Privacy Policy (Excluding Text Messages)
a) Information Collection
We collect and store information when you:
Sign up for our weekly report.
Schedule a call.
Request a free product (e.g., a free book chapter or bonus video).
Request general information or media inquiries.
Register as a member.
Purchase third-party services or subscriptions.
Some third-party servers storing this data may be outside the U.S., where privacy laws may differ from your country.
b) Access and Deletion
You may request to view, correct, or delete your personal information by contacting:
WealthAbility, LLC
Phone: 1-888-801-8944
Email: team@wealthability.com
Failure to provide required information or request deletion may result in restricted access to our goods and services.
c) Data Sharing
We may share your information:
To comply with legal requirements (e.g., subpoenas, court orders).
With third-party service providers assisting in our operations.
d) Third-Party Providers
We use third parties for hardware, software, networking, storage, and technology services. We are not responsible for their privacy policies and disclaim liability for their actions.
4. Privacy Policy (Text Messages)
a) Consent
By texting us, you consent to receive marketing messages.
b) Information Collection
We collect phone numbers, device status, and text message content. Text messages are not encrypted, so do not share sensitive data (e.g., Social Security numbers).
c) Stopping Messages
To opt out of text messages, reply STOP to the number you received messages from.
5. Refund Policy
a) Tax-Free Formula (Digital Product)
Full refund available if requested within five (5) days of purchase. Email team@wealthability.com to request a refund.
b) WealthAbility Live (Subscription-Based Live Event Series)
Full refund available within 30 days of initial sign-up. Refunds are not available after this period.
c) Annual Tax Strategy Conference (Live Event)
Refunds are available after the first day of the event if requested in writing before the event concludes.
d) WealthAbility Accelerator (Mentorship Program)
Full refund available within five (5) days of initial deposit or payment.
e) How to Request a Refund
To request a refund, email team@wealthability.com with:
Your name
The product purchased
The purchase date
(Optional) Reason for your request
Refunds are processed within 7-10 business days of approval.
6. Intellectual Property
All rights, including copyrights, trademarks, and patents, are reserved. You may not copy, modify, decompile, or distribute our content.
7. Disclaimer and Limitation of Liability
a) Tax Advice
Any U.S. federal tax advice provided is not intended for use in avoiding IRS penalties or for promoting transactions. Seek independent tax advice based on your circumstances.
b) Website Use
We do not guarantee uninterrupted, error-free operation of the Websites and disclaim warranties, including merchantability and fitness for a particular purpose.
c) Liability Limits
WealthAbility® is not liable for indirect, incidental, or consequential damages. Our total liability shall not exceed the amount you paid in the previous 12 months.
8. Indemnification
You agree to indemnify WealthAbility® and its affiliates against claims, liabilities, costs, and expenses arising from your use of the Websites.
9. Additional Terms
a) Changes to Terms
We may update these Terms at any time. The latest version is always available at:
https://www.wealthability.com/terms
b) Arbitration
Disputes shall be resolved through arbitration in Phoenix, Arizona, under the Commercial Arbitration Rules of the American Arbitration Association.
c) Governing Law
This Agreement is governed by the laws of the United States and the State of Arizona. Any disputes shall be handled in courts in Maricopa County, Arizona.
d) Entire Agreement
These Terms constitute the entire agreement between you and WealthAbility®, superseding previous agreements.
For more details, please review the WealthAbility® Community Usage Code of Conduct.
Community Code of Conduct – WealthAbility® Connect
Community Code of Conduct – WealthAbility® Connect
We support an open and friendly environment in our community. To maintain that environment, we ask you to be respectful of one another and WealthAbility®, act with good intentions, and use good judgment, and assume that others are doing the same. You are responsible for your own actions while participating in this community.
Here are some things to remember in the community:
Be respectful, friendly, and sincere
Use appropriate tone and language – be nice, don’t use foul or inappropriate language
Encourage others, especially new users
Share what you know
Ask for help and help others
Provide constructive, helpful answers and feedback
Give enough detail, including screenshots and links if needed
Read through the “how to post” directions and follow them
Relax and have fun!
Here are some things we do not permit in the community:
Do not post or link to information that is deceptive, fraudulent, threatening, libelous, harassing or hateful;
Do not post or link to offensive or inappropriate contentor content intended to be inflammatory;
Do not post or link to content that promotes or encourages illegal activities, sexual services or products, or pornography;
Do not post or link to viruses, bots, worms, trojan horses or other malicious software, or utilize the community to post, link to, generate, distribute or promote any kind of spam;
Do not post or link to content that violates anyone’s intellectual property rights(including copyright, patent, trademark, publicity, moral and other property or proprietary rights) or which you do not have the right to post or link to. Do not post or link to content that violates any person’s privacy rights;
Do not post or link to confidential informationof WealthAbility®, its partners, affiliates or vendors or any third party;
Do not misrepresent yourself or lieabout your identity or affiliation or falsely imply any association or sponsorship by WealthAbility®;
Do not spam the community with advertisements or self-promotion.Official WealthAbility® partners may recommend a solution in the community or a relevant community discussion where it provides a solution to a specific post or request.
Do not post or link to content that disparages WealthAbility®, its vendors, partners, or affiliates;
Do not utilize or interact with the community in any way that violates the WealthAbility® Terms of Service
We reserve the right to immediately remove any posts that do not conform to our Community Code of Conduct, without warning. We also reserve the right to temporarily or permanently suspend or bar a user who violates these Community Code of Conduct.
To report behavior or content that violates or is inconsistent with these Community Code of Conduct, please contact us at team@wealthability.com.
WEALTHABILITY® VIRTUAL AND IN-PERSON EVENTS TERMS AND CONDITIONS OF ATTENDANCE AND PARTICIPATION
WEALTHABILITY® VIRTUAL AND IN-PERSON EVENTS TERMS AND CONDITIONS OF ATTENDANCE AND PARTICIPATION
By attending a virtual or in-person event, meeting, session, masterclass, show, podcast, seminar, or conference organized or conducted by WealthAbility® (“Event”), you agree to these terms and conditions of attendance and participation.
Event Recorded. You acknowledge that WealthAbility® may livestream or record any Event by audio and video recording and photographs.
Use of Likeness.
You hereby grant WealthAbility® the right to livestream and record your image, likeness, and voice in any media now available or hereafter developed (the “Media”) at any Event.
You hereby grant WealthAbility®, its legal representatives and assigns, the absolute right and unrestricted permission to use, publish, reproduce, and broadcast your image, likeness, and voice captured in the Media, without restriction for any legal purpose whatsoever, including any printed matter in conjunction therewith, without any additional approval from you or any consideration paid to you. This grant to WealthAbility® includes, but is not limited to, the right for WealthAbility® to edit such Media, use the Media alone or together with other information, and allow others to use or disseminate the Media.
You hereby assign to WealthAbility® all rights you have in such Media as a result of participating in an Event, and you waive any right to inspect or approve the finished photograph, video recording, audio recording, advertising copy, or printed matter that incorporates your image, likeness or voice, or its eventual use.
Event Content.
WealthAbility® has, in its sole discretion, the right to change any and all aspects of an Event, including but not limited to, the Event name, themes, content, program, speakers, performers, hosts, moderators, venue, and time without advance notice to you.
Your Conduct
As a registrant for a paid Event, you agree not to share, sell or trade your access or access credentials. If WealthAbility® determines that you have done so without WealthAbility®’s authorization, WealthAbility® may cancel your access, retain any payments made by you, report you to law enforcement authorities, and ban you from future Events.
WealthAbility® reserves the right to remove you from an Event if WealthAbility®, in its sole discretion, determines that your participation or behavior creates a disruption or hinders the Event or the enjoyment of the Event by other attendees.
You may not livestream, record or broadcast audio or video of any portion of an Event.
WealthAbility® may, at its sole discretion, exclude any prospective participant from registering for or participating in any Event.
Intellectual Property
All intellectual property rights in and to an Event, the Event content, and all materials distributed at or in connection with the Event (“Event Materials”) are owned by WealthAbility® or the Event sponsors or speakers presenting at the Event.
You may not reproduce or distribute Event Materials in whole or in part.
You may not use or reproduce or allow anyone to use or reproduce any trademarks or trade names appearing at an Event.
Disclaimer and Limitation of Liability
WEALTHABILITY® DISCLAIMS ALL WARRANTIES IN AND TO ANY EVENT AND ANY MATERIALS RELATED THERETO OR OFFERED AT AN EVENT.
TO THE FULLEST EXTENT POSSIBLE UNDER THE LAWS GOVERNING THIS AGREEMENT, WEALTHABILITY® DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TIMELINESS, AND MERCHANTABILITY.
THE EVENT IS PROVIDED ON AN “AS-IS” AND AS AVAILABLE BASIS.
THE VIEWS, OPINIONS, AND POSITIONS EXPRESSED BY THE SPEAKERS, ATTENDEES, OR SPONSORS AT AN EVENT ARE THEIRS ALONE AND DO NOT NECESSARILY REFLECT THE VIEWS, OPINIONS, OR POSITIONS OF WEALTHABILITY® OR ANY EMPLOYEE THEREOF. WEALTHABILITY® MAKES NO REPRESENTATIONS AS TO ACCURACY, COMPLETENESS, TIMELINESS, SUITABILITY, OR VALIDITY OF ANY INFORMATION PRESENTED BY SPEAKERS, ATTENDEES OR SPONSORS AT AN EVENT.
WEALTHABILITY® IS NOT LIABLE FOR ANY ERRORS, OMISSIONS OR DELAYS IN INFORMATION PRESENTED AT AN EVENT NOR ANY LOSSES, INJURIES OR DAMAGES ARISING FROM ITS DISPLAY OR USE.
WEALTHABILITY® DOES NOT ENDORSE, AND EXPRESSLY DISCLAIMS ALL LIABILITY RELATING TO, ANY OF THE PRODUCTS OR SERVICES PROVIDED BY SPEAKERS, ATTENDEES, OR SPONSORS.
EXCEPT AS REQUIRED BY LAW, NEITHER WEALTHABILITY® NOR ITS AFFILIATES SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL COSTS, DAMAGES OR LOSSES ARISING DIRECTLY OR INDIRECTLY FROM AN EVENT.
YOU HEREBY EXPRESSLY ASSUME ALL RISK ASSOCIATED WITH AN EVENT, IF ANY, AND RELEASE, AND HOLD HARMLESS WEALTHABILITY®, ITS REPRESENTATIVES, ASSIGNS, EMPLOYEES, OR ANY PERSON(S), CORPORATION(S), ACTING UNDER ITS PERMISSION OR AUTHORITY, OR ANY PERSON(S), CORPORATION(S), FOR WHOM IT MIGHT BE ACTING, INCLUDING ANY FIRM PUBLISHING, PRODUCING, DISTRIBUTING, OR BROADCASTING THE FINISHED PRODUCT, IN WHOLE OR IN PART, FOR, FROM AND AGAINST ALL KNOWN AND UNKNOWN LOSSES, CAUSES OF ACTION, CLAIMS, COSTS DAMAGES, DEMANDS, JUDGMENTS, LIABILITIES, SUITS AND EXPENSES (INCLUDING WITHOUT LIMITATION, REASONABLE COSTS OF INVESTIGATION, AND ATTORNEYS’ FEES AND EXPENSES) OF EVERY KIND, CHARACTER AND NATURE WHATSOEVER (INDIVIDUALLY AND COLLECTIVELY, THE “LIABILITIES“)RELATED TO AN EVENT
THE MAXIMUM AGGREGATE LIABILITY FOR ANY CLAIM IN ANY WAY CONNECTED WITH, OR ARISING FROM, AN EVENT WHETHER IN CONTRACT, TORT OR OTHERWISE (INCLUDING ANY NEGLIGENT ACT OR OMISSION), SHALL BE LIMITED TO THE AMOUNT PAID BY YOU TO WEALTHABILITY® FOR THE EVENT.